International Standard Traveler’s Insurance (World wide)

1. Medical & Health Assistance

01 Medical Assistance per Accident (per event)

USD 50,000

02 Medical Assistance for Non-Pre-existing Illness

USD 50,000

03 COVID-19 Medical Assistance (up to illness limit)

Included (Up to age 85)

04 First Medical Assistance (Chronic or Pre-existing)

USD 1,000

05 Pregnancy Assistance (Complications before Week 26)

Included

06 Emergency Dentistry

USD 300

07 Prescription Medications

USD 750

08 Teledoctor / Telemedicine

Included

09 Psychological Assistance

Yes

2. Medical Logistics & Transportation

10 Medical Evacuation and/or Sanitary Repatriation

Included

11 Repatriation of Remains (Funerary)

Yes

12 Family Member Travel

Airfare (Round-trip)

13 Convalescence Hotel Expenses

USD 400

14 Escort of Minors / Executive Substitution

Yes

15 Repatriation due to Airline Bankruptcy

USD 1,000

3. Trip Disruptions & Cancellations

16 Multi-Cause Trip Cancellation / Rescheduling

USD 600

17 Early Return (Family Death/Illness or Home Disaster)

Yes

18 Delayed Flight Expenses (After 6 hours)

USD 100

19 Trip / Cruise Follow-up

Airfare

4. Baggage & Legal Assistance

20 Baggage Loss Compensation (Scheduled Airline)

USD 1,200

21 Delayed Baggage Delivery

USD 300 + 500

22 Lost Documents Assistance / Passport Replacement

USD 300

23 Funds Transfer (General / Bail Bond)

USD 4,000 / USD 10,000

24 Legal Assistance for Traffic Accidents

USD 1,000

25 Purchase Protection

USD 250

General Policy Terms

• Geographic Coverage: Worldwide (excluding Country of Residence).

• Deductible: None (No out-of-pocket fees).

• Age Limit: 75/85 Years. (Note: For travelers aged 75–85, all benefit limits are reduced by 50%).

• Aggregate Limit: In the event of a collective claim (multiple insured persons), the maximum combined payout is USD 60,000.

International Traveler’s Insurance with Adventure & Sports Coverage

Included Benefits

Medical Assistance per Accident (per event)

USD 100,000

1 COVID-19 Medical Assistance (up to illness limit)

Included (Up to age 85)

2 Medical Assistance for Non-Pre-existing Illness

USD 100,000

Medical Evacuation and/or Sanitary Repatriation

Included

3 Prescription Medications

USD 1,000

4 Emergency Dentistry

USD 600

5 Family Member Travel

Airfare (Round-trip)

6 Convalescence Hotel Expenses

USD 500

7 Escort of Minors

Yes

8 Repatriation of Remains

Yes

9 Early Return (Death or Illness of a family member)

Yes

10 Early Return (Illness or Accident of the policyholder)

Yes

11 Early Return (Home disaster/emergency)

Yes

Flight Delay Compensation (Over 3 hours)

USD 25

12 Flight Delay Expenses

USD 150

Multi-Cause Trip Cancellation, Rescheduling, or Interruption

USD 600

14Trip / Cruise Follow-up

No

15 Executive Substitution

Yes

17 Lost Document Assistance

Yes

18 Information & Consultation Hotline

Yes

19 Baggage Loss Compensation (Scheduled Airline)

USD 1,200

19.1 Baggage Damage Compensation

USD 100

20 Delayed Baggage Delivery

USD 500

21 General Funds Transfer

USD 4,000

Funds Transfer for Bail Bond

Up to USD 15,000

22 Legal Assistance for Traffic Accidents

USD 2,000

24 First Medical Assistance (Chronic or Pre-existing)

USD 1,000

25 Deductible / Mileage Franchise

No Deductible

26 Repatriation due to Airline Bankruptcy

USD 1,000

27 Medical Assistance on Cruises

Yes

28 Pregnancy Assistance (Complications before Week 26)

Included

29 Indemnity for Lost or Stolen Passport

USD 300

30 Purchase Protection

USD 250

• Psychological Assistance

Yes

• Pet Hotel Service (Dogs & Cats) during travel

USD 10.00/day (1 pet)

General Policy Conditions

• Age Limit: 75/85 Years. (Note: For travelers aged 75–85, all benefit limits are reduced by 50%).

• Geographical Coverage: Worldwide (excluding Country of Residence).

• Teledoctor (Telemedicine): Included.

• Collective Claim Limit: In the event of a collective incident, the maximum combined limit is USD 60,000 (Multi-Cause).